Accept ACH Payments on BigCommerce
While it’s easy to enable an ACH payment option in BigCommerce, getting it to work smoothly within your checkout and day-to-day operations is another story. Many merchants run into limitations around who sees ACH, when it should be available, and how it fits into different types of orders. We help bridge that gap by customizing the checkout experience so ACH fits naturally into how your business runs.
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Make ACH Payments Work for Your Business
Many merchants run into issues with:
- How ACH appears at checkout
- Which customers can use ACH
- When ACH should be offered
- How ACH connects with invoicing or approvals
We can help you:
- Show or hide ACH for specific customers
- Require ACH for wholesale or high-value orders
- Offer ACH alongside credit cards with the right logic
- Support approval workflows or invoice-based purchasing
Why offer ACH Payments?
ACH eCheck payments aren't for every situation, but can be a great fit if your business deals with larger orders, repeat buyers, or B2B customers.
Lower Payment Processing Costs
Reduce fees compared to credit cards, especially on high-value transactions where processing costs can add up quickly.
Fewer Failed Payments
Avoid issues with expired or declined cards and provide a more reliable way for customers to complete larger purchases.
Built for B2B/High-Value Orders
Support wholesale buyers, larger transactions, and repeat customers without relying on credit limits.
ACH Payment Gateways for BigCommerce
BigCommerce supports ACH payments through several major gateways, making it possible to accept bank transfers right at checkout.
ACH gateway options include:
These can help you start accepting ACH. But they may not give you much control over how ACH works in checkout. That's where customization can help.
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Customize ACH Payments on BigCommerce
Sometimes you need more than basic ACH setup.
We can help customize checkout so ACH works for your business rules.
Examples include:
- Show ACH only for approved customers
- Hide ACH for retail shoppers
- Require ACH above a certain order value
- Add approval steps before payment
- Connect ACH with custom order workflows
Work with BigCommerce Experts
Turn ACH Payments into a Better Checkout Experience
Go beyond basic payment setups with a checkout designed around your customers and workflows. Support ACH alongside other options and gain more flexibility and control.