Extend the BigCommerce Checkout
Recoup Payment Processing Fees in BigCommerce
Price: $199 / Month — 30 Day Free Trial
Charge a fee based on the payment method your customer chooses. Cover card costs, add a surcharge to digital wallets, and steer buyers toward lower-cost options like ACH.
Install note: This is part of the Ebizio Checkout app. To get it, install the Ebizio Checkout App and then subscribe to this module.
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Is this right for your store?
Built for Merchants Where Card Fees Add Up
Whether you want to offset credit card processing fees, apply surcharges for digital wallets, or incentivize ACH payments, the Recouping Payment Fees Module from Ebizio Checkout gives you the flexibility to customize your pricing strategy directly in the BigCommerce checkout.
- Credit card, wallet, or other processing fees are cutting into your margins
- You sell B2B or run high order volumes, where fees on large orders add up fast
- You want to steer customers toward lower-cost payment methods like ACH
- You've held back from offering card payments because of what they cost
- You need a fee that depends on payment method, which native BigCommerce checkout doesn't support
If any of those describe your store, this closes the gap.
App Capabilities
What You Get with Recoup Payment Processing Fees
Set a fee for any payment method, decide when it applies, and let checkout handle the rest.
Payment Method Fees
Add a flat or percentage-based fee when customers pay with a credit card, PayPal, a digital wallet, or another method you choose.
Flexible Rules
Apply a fee based on payment method alone, or combine it with order amount, cart value, shipping method, or customer group.
Reward Lower-Cost Payments
Waive or reduce the fee for methods that cost you less, like ACH, so customers have a reason to choose them.
Tax and Shipping Control
Give the fee its own tax classification and decide whether shipping costs count toward the fee calculation.
Clear Labels and Messaging
The fee appears as a labeled line item at checkout and on the order confirmation. Add custom messages on the product page, cart, or checkout so customers know about it before they pay.
PCI Compliant
Built on BigCommerce's Open Source Checkout SDK, so you enhance your existing checkout instead of swapping it for a risky third-party system.
WHY IT'S SAFER
No Custom Code. No Compliance Risk.
Most checkout applications that add this kind of payment logic actually replace your platform's checkout experience, which is less reliable and less secure. Recoup Payment Processing Fees runs on BigCommerce's own Open Source Checkout SDK, extending your native, PCI-compliant checkout instead of replacing it.
You're In Control
Configure It Your Way, From the Ebizio Dashboard
Manage your payment method fees directly from the Ebizio app in your BigCommerce admin. Set the fee, choose when it applies, and control how it's calculated and labeled.
- Set the fee by payment method — Choose flat or percentage-based, and set a different amount for each method.
- Choose when it applies — Trigger a fee by payment method alone, or add conditions like order amount, shipping method, or customer group.
- Control tax and shipping — Assign a tax classification to the fee and decide whether shipping is included in the calculation.
- Write your own messaging — Label the fee and add custom notices where customers will see them.
Build a Complete B2B Buying Experience
Other Modules You Might Need
Pair Recoup Payment Processing Fees with the rest of the Ebizio Checkout suite.
Customer Group Payment Rules
Show payment methods only to approved customer groups, so the right buyers see the right options. $99/mo.
Purchase Order
Offer approved B2B buyers a way to pay by PO with flexible net terms. $99/mo.
Product Fees Manager
Add optional fees, handling charges, or surcharges to any product. $199/mo.
One Flat Monthly Price
Everything Included at $199 per Month
One flat monthly price, every feature included, no add-on tiers, no per-order fees. Start with a free trial and keep it only if it earns its place in your checkout.
- Flat or percentage-based fees by payment method
- Rules by order amount, cart value, shipping method, or customer group
- Waive or reduce fees for lower-cost payment methods
- Tax classification for the fee, with optional shipping in the calculation
- Labeled line item at checkout and on the order confirmation
- Custom messaging on the product page, cart, and checkout
- Compatible with all BigCommerce themes
- Maintains full PCI compliance
- 30 day free trial, no contract
Recommended: Merchants who choose White Glove onboarding see the most success with the Ebizio Checkout app. Let our team configure the app for you, so you're live and working correctly from day one.
Recoup Payment Processing Fees FAQs
Frequently Asked Questions
Can I charge different fees for different payment methods?
Yes. Set a separate fee for each payment method, as a flat amount or a percentage.
Can I waive the fee for certain payment methods?
Yes. You can leave a lower-cost method like ACH fee-free, or reduce the fee on it, to encourage customers to choose it.
Can I limit the fee to certain orders?
Yes. Beyond payment method, you can set conditions like order amount, cart value, shipping method, or customer group.
Will customers see the fee before they pay?
Yes. The fee appears as a labeled line item at checkout and on the order confirmation. You can also add custom messages on the product page, cart, or checkout so there are no surprises.
Is it legal to charge customers a fee for paying by card?
It depends. Rules vary by state, by card network, and by whether the charge is a surcharge or a convenience fee. Confirm your approach with your payment processor or legal counsel before you turn it on. The module gives you the flexibility to configure the fee to match the rules that apply to you.
Will it work with my theme?
Yes. The module is built on Ebizio Checkout and works with all BigCommerce plans and every Stencil theme, including custom themes. It integrates with the native checkout, so there is nothing to rebuild.
How do I get this module?
Install Ebizio Checkout from the BigCommerce App Marketplace, then subscribe to Shipping Protection for $199/month. 30 day free trial available.
Do you offer White Glove onboarding?
Yes. Our White Glove onboarding add-on covers checkout configuration and module setup, handled by the team that built Ebizio. Get Onboarding Support
Can you build a custom checkout for my store?
Yes. If you need functionality beyond the modules listed here, our developers can build it. Contact us to discuss your needs.
Custom Checkout for BigCommerce
Need Something Custom?
Need a custom checkout solution? We're happy to build it for you! Tell us what you're trying to do and we'll tell you whether a module covers it or whether it calls for custom development. Contact us to discuss your needs.